Franchise Financing

Are you considering the purchase of an existing franchise location or opening a new one? TBS Capital has been specializing in franchise financing for many years. You will find that dealing with a company with our depth of experience pays large dividends. Many lenders look at franchise funding the same as financing any other business; however, understanding that franchise lending is a specialty in which we have developed a high level of expertise. We currently work with some 35 different concepts assisting their franchisees in financing their dreams. Whether it is your first store or additional ones, we are your one stop for all your financing needs for any location within the U.S. or Canada. Our expertise will guide you through the various steps protecting your best interests all along the way. In addition, we can provide decisions within days as opposed to months.

Types of Loans We Offer

• Conventional Loans
• SBA Loans
• Application Only for FF&E costs up to $100,000 for established franchisees
• Franchise Financing for both new and existing franchisees
• Franchise Lending from $75,000 to $5 million.
• Refinancing of Existing Stores
• Financing for First Stores, Expansion and Acquisitions

Approvals for "Application Only" in 48 hours. New Franchisee's Applications usually take between 5 to 7 business working days. Our loan terms range from 36 to 120 Months to repay with excellent rates.

Franchise Financing

Since we are a non-bank lender, we are not constrained by the contingencies and regulations that tie banker's hands. We will finance up to 85% of the total project costs at very competitive rates. For existing franchisee's looking to expand or acquire an existing location, we can provide financing up to 90%. Term's can range from 36 to 120 months with interest only payments for up to the first six months of the term. In addition, if real estate financing is necessary for your location we can provide very attractive rates and terms. Our real estate financing provides terms to 30 years with both fixed and variable rates.

Once we receive your loan application, we will discuss with you the best loan options. These could be either through a Conventional Loan or SBA. If we are able to provide a Conventional Loan to you, the process from application to credit decision will take between 5 and 7 business days from receipt of the complete package. If the loan is better qualified for SBA then the process will be expedited because we only work with SBA Preferred Lenders.

Whether you need financing for your first location or for additional locations, we have the appropriate program. Unlike some lenders, we do not require perfect credit to qualify for our loans even though better credit does translate into better rates. We can structure the loan to best utilize your capital.

Our franchise loans contain a provision whereby we can make the down payments to contractors, equipment vendors, etc. during the construction of your location. Therefore, you do not have to make down payments or progress payments to get the store started and completed.

Please contact us today for a free evaluation of your franchise financing needs.